The wildness of Ukrainian banks when working with conventional financial instruments is simply surprising. When you come to the bank with a question about the collection of nominal checks, then 4 out of 5 employees in shock from the word «Inkasso». They immediately ask about road checks, thinking that I want to exchange them.
As a rule, Western colleagues send checks, so there is no densit from this.
For example, one check that was handed over to Privatbank on December 15 and paid for the Cityibank already on the 23rd is still not paid 🙂
T. e. 8 days it took to send a check to the United States and reimbursement on it, and for 23 days the money has been trying to go back to Ukraine 🙂
21st century, and such red tape with registered checks. Despite the fact that, the commission of Beretza is like a clock 🙂
Another problem with receipt: you hand over the check, a compensation is received and the client must come personally for money. While in Privatbank, I have already asked the employees the question: “Why not automatically credit the money on the card?»They say, they say, we cannot. Only personal receipt from the cash register.
In dill, the same. When filling out the toilet, they ask to indicate the card number to which they would transfer money reimbursed by the check. I tried to indicate, but they are dirty that I do not need it, t. To. This service is no longer carried out.
Fortunately, in Privatbank nothing needs to be filled out, just sign a couple of papers. In Oschadbank, it is necessary to write an application, after which the operator prints a dozen documents. I think that it’s easier to arrange a trip to the United States for permanent residence than Davitz in such schemes 🙂 But this is so … a retreat.
Also in Oschadbank and cut, where they promise a convenient service, 10 bucks should be added as a pledge. In this case, several more documents are knocked out that must be signed. It’s hard to live in a scoop, of course.
A couple of times he stubbornly tried to hand over the check to Ukrsotsbank and to Rayifaisen Aval. In the first check, they looked for a long time and said: “He is for a fake, probably?»:) I am Grue, well, so I brought it on purpose that you send to the bank and he confirmed that he was real. It’s just that they were embarrassed that the signature made by the robot (on the checks from the clickbank, as a rule, the auto reference is also a unique code).
I carried it to Aval, there was eaten at 15-45. Having chewed, they looked at the check and louge: «Go to Ukrsotsbank, there is better».I represent such an answer in Credit Suisse. «Customer’s struggle» in Ukrainian. He went to Privatbank, which saved many times in terms of services 🙂
A couple of years later he went to Raiffeisen Aval, thinking that European capital changed the level of service. We looked at my check and said: “Firstly, you have already signed on it. This must only be done with us!!! And secondly, the collection takes us up to 6 months «.
I can imagine, if I needed a professional registration of the new LLC, then how much would I have to shake with these checks. It is better to work with professionals when opening and in the process of conducting your own business.
A similar thing was trying to open a card. Girls from the bank simply do not want to work and try to shove the client into another bank. And the owner’s signature on the check can be made at any time, but some banks try to introduce their own rules that contradict the generally accepted financial canons.
So far, of all, of all Ukrainian banks, I see work with Privatbank optimal. Although it has a lot of shortcomings, the rest are even worse.
We have to go to the EU? No. Rather towards Kyrgyzstan and Iran 🙂
